Wisconsin Market Update: Rates Dip, Inventory Inches Up

by Hilary Betley

Quick take: Mortgage rates ticked down to a 2025 low while Wisconsin inventory nudged higher. Buyers get a touch more choice; sellers still win when priced right.

National snapshot

30-year fixed slipped to a year-to-date low—small but real affordability boost.
New listings and active inventory are trending up nationally, easing the frenzy a bit.

Wisconsin snapshot

Median sale price: $343,300 (+4.7% YoY).
Median days on market: 45 (slightly slower than last year).
New listings: ~7.6K; sale-to-list: ~100.3% → well-priced homes still land near ask.
Translation: a touch more selection, but clean, fairly priced homes still move.

What it means for buyers 🏡

Use the rate window: Get (re)pre-approved and consider a float-down option.
Hunt aging listings: If DOM > 2–3 weeks, ask for seller credits (rate buydown/closing costs).
Move fast on “just-right” homes: Bring strong terms rather than overbids.

What it means for sellers 🏠

Price on the number: With sale-to-list ~100%, accuracy beats ambition.
Nail week one: Pro photos, tidy curb appeal, clear feature keywords (“updated kitchen,” “fenced yard”).
Offer affordability aids: Credits for buydowns can beat cutting list price.

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Want the full breakdown for YOUR neighborhood? Reach out to rehilaryb@gmail.com (Hyper-local data can differ from state trends.)